Jan 18, 2010 15:13
14 yrs ago
English term

balloon payment

GBK English to Indonesian Bus/Financial Finance (general)
This is the very large payment that is due at the end of some loans. A balloon payment means that the borrower's monthly payments are used to pay the interest on the loan and that little of the payment is used to pay back the amount that was borrowed. Unless you know how you will make this payment, these loans can be risky.
Example sentences:
Balloon payments can be a big problem in a falling housing market. As house prices fall, the odds of homeowners having positive equity in their homes also drops, and they may not be able to sell their homes for the prices they anticipated. (Investopedia ULC)
If you cannot make the monthly payments or a balloon payment when due you will be in default under your loan. (JPMorgan Chase & Co)
You can make the balloon payment and keep the car - or part exchange it, using any surplus amount after making the final repayment, towards a deposit on your next vehicle. (Auto eBid)
Change log

Jan 18, 2010 14:11: changed "Kudoz queue" from "In queue" to "Public"

Jan 18, 2010 15:13: changed "Stage" from "Preparation" to "Submission"

Jan 21, 2010 16:01: changed "Stage" from "Submission" to "Selection"

Discussion

Catherine Muir Jan 19, 2010:
balloon payment = pembayaran yang menggelembung Reference: Kamus Lengkap Ekonomi: Istilah-Istilah Akuntansi, Keuangan dan Investasi, Citra Harta Prima, Jakarta, 2000, p. 119. Final payment of an instalment debt. This final payment as scheduled is larger than all the previous payments. (Note: such payments have been used extensively for mortgages in order to keep the instalment payments low; the final balloon payment (ideally) can be paid by refinancing the loan or from the proceeds of sale of the mortgaged property.)

Proposed translations

60 days

pembayaran balon

Pembayaran balon: suatu porsi utang yang dibayar dengan pembayaran periodik level berakhir relatif pendek, katakan lima tahun, & jumlah yang diamortisasi dibayar dalam satu pembayaran berjumlah besar
Example sentences:
Balloon Pembayaran akhir suatu utang yang jauh lebih besar daripada pembayaran-pembayaran sebelumnya. Pinjaman dan hipotek disusun dengan pembayaran balon jika diharapkan akan ada kejadian yang diproyeksikan dan menghasilkan arus ke kas ekstra, atau bila diperkirakan ada pembiayaan kembali. Pinjaman balon kadang kala disebut sebagai partially amortized loans (pinjaman yang diamortisasikan sebagian). (Monex: Glossary)
Jumlah dari pembayaran balon (jika ada) pada akhir periode (Universitas Gunadama, E-learning Module)
Misalnya, bahwa Anda ingin menghitung pembayaran balon yang diperlukan untuk melunasi $ 150, 000 hipotek dengan 8% tingkat bunga tahunan setelah pembeli telah membuat $ 1, 200-a-bulan pembayaran selama 10 tahun. (Forecasting nilai-nilai masa depan denga)
Something went wrong...
99 days

Pelunasan sistem Balon

Balloon Loan & Partial Amortization Loan vs. Full Amortization Loan

Balloon Loan & Partial Amortization Loan both require Balloon Payment at the end of Loan Period.

Hutang sistem Balon & Hutang sistem Amortisasi Sebagian vs. Hutang sistem Amortisasi Penuh.

Pelunasan hutang dalam Hutang dengan sistem Balon dan sistem Amortisasi Sebagian --> Pelunasan sistem Balon.
Definition from Wikipedia:
Final payment = payment to pay off all the loan amount = pembayaran akhir untuk melunasi hutang = pelunasan.<br /><br />Balloon = balon<br /><br />Payment system in Balloon Loan (- Perjanjian - Hutang sistem Balon).
Example sentences:
- (-)
Something went wrong...
100 days

Angsuran kembung atau cicilan kembung

Meskipun padanan tersebut telah tersedia didalam glosarium pusat bahasa Republik Indonesia;
http://pusatbahasa.diknas.go.id/glosarium/?row=4245

Tetapi hingga saat ini, masih jarang sekali dipergunakan, seperti pada PERATURAN MENTERI NEGARA PERUMAHAN RAKYAT
NOMOR: 13/PERMEN/M/2008
pasal 4 ayat 2 masih menggunakan terminologi Ballon Payment.
Definition from Republik BM:
Angsuran terakhir yang lebih dibandingkan dengan angsuran berkala sebelumnya, biasanya diterapkan pada pinjaman berkala
Example sentences:
Cicilan kembung dapat pula dihitung pada kalkulator dengan menggunakan fungsi amortisasi. Petunjuk pengoperasian dan aplikasinya, kalkulator bisnis/finansial merk Sharp, model EL-733A, pada hal 39 (Sharp Calculator)
Something went wrong...
Term search
  • All of ProZ.com
  • Term search
  • Jobs
  • Forums
  • Multiple search