Glossary entry

English term or phrase:

senior unsecured term loan facility

Serbian translation:

neobezbeđeni kredit (kreditni aranžman) s pravom prvenstva

Added to glossary by Tamara Vlahovic Sanovic
Dec 12, 2019 14:28
4 yrs ago
20 viewers *
English term

senior unsecured term loan facility

English to Serbian Bus/Financial Construction / Civil Engineering banking, loans
Facility relating to a senior unsecured term loan facility comprising of up to xxx EUR
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Discussion

Daryo Dec 13, 2019:
It might not be so contradictory as it may seem.

"unsecured" means that no specific collateral / guarantee was attached to the loan, but if the borrower went into bankruptcy or liquidation then that "senior" debt would have priority over other debts of lesser rank.
Dragana Samardžijević Dec 13, 2019:
Za svaki slučaj Ako niste uspeli da dobijete pojašnjenje, ili se niste snašli na drugi način, dajem predlog pojma onako kako je napisan. Problem je, u stvari, što bi banka teško odobrila kredit s prvenstvom naplate bez obezbeđenja. A i jedna od karakteristika pa kojoj se klasičan kredit najčešće razlikuje od ostalih je upravo po tome što se traže sredstva obezbeđenja. Ali, ko zna... Možda je i to moguće...
Tamara Vlahovic Sanovic (asker) Dec 13, 2019:
Nažalost nemam više konteksta. U pitanju je kreditni aranžman, ali u tekstu je posle opis usluga i radova koji će se finanisirati i ne pominje se ni jednom više niti taj termin niti se dalje objašnjava. Moraću da vidim sa klijentom. Hvala na trudu u svakom slucaju
Dragana Samardžijević Dec 13, 2019:
Kontradiktorno Mogla bih dati predlog prevoda rukovodeći se značenjem pojedinačnih pojmova, ali mi se nešto ne slaže. Obično pojam "senior" i "term loan" označava da kredit ne spada u kategoriju "unsecured".
Da li možete nekako da proverite...?
Dragana Samardžijević Dec 12, 2019:
Kontekst Da li biste mogli da navedete bar jos neku recenicu? Opsti opis, namenu teksta?

Proposed translations

+1
21 hrs
Selected

neobezbeđeni kredit (kreditni aranžman) s pravom prvenstva

Značenje pojma "senior debt":
"Senior debt is borrowed money that a company must repay first if it goes out of business."
https://www.investopedia.com/terms/s/seniordebt.asp

senior (financing) - s prvenstvom placanja (s pravom prvenstva)
https://www.proz.com/kudoz/english-to-serbian/finance-genera...

"Refinansitanje kredita s pravom prvenstva…"
https://www.imap-see.com/sr/transaction/2016/secured-refinan...



“Term Loan” ne određuje rok na koji se odobrava, već se samo razlikuje u odnosu na druge načine kreditiranja, kao što su npr. kreditne kartice. U pitanju je, jednostavno, klasičan kredit odobren od strane banke - sa amortizacionim planom, definisanom kamatom,...

A Term Loan is simply a Loan from a bank or other financial institution that has a specified principal amount (unlike a credit card) and a set repayment schedule with a fixed maturity date, when the loan must be paid back in full.”
http://www.financialdictionary.net/define/Term Loan/

Term loans come in several varieties, usually reflecting the lifespan of the loan…A short-term loan, An intermediate-term loan, A long-term loan…”
https://www.investopedia.com/terms/t/termloan.asp



Značenje pojma "loan facility":
loan facility - an arrangement where a person or organization can borrow money up to a particular amount if and when they need it”
https://dictionary.cambridge.org/dictionary/english/loan-fac...

facility-agreement - ugovor o kreditnom aranžmanu
https://www.proz.com/kudoz/english-to-serbo-croat/law-contra...



Neobezbeđeni krediti. Unsecured loans.
https://www.voban.co.rs/media/3288/tarifa-naknada-za-usluge-...
Peer comment(s):

agree Daryo
7 hrs
Hvala!
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