Glossary entry (derived from question below)
English term or phrase:
points reported to you
Greek translation:
σημεια αναφερθεντα/υποδειχθεντα σε εσας
Added to glossary by
transphy
Aug 13, 2012 07:14
11 yrs ago
2 viewers *
English term
points reported to you
English to Greek
Bus/Financial
Law: Taxation & Customs
Home mortgage interest and points reported to you on Form 1098.
Σε US Individual Income Tax Return
Σε US Individual Income Tax Return
Proposed translations
(Greek)
| 3 | σημεια αναφερθεντα/υποδειχθεντα σε εσας |
transphy
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| 3 | Τόκοι στεγαστικού δανείου για το σπίτι σας και τα σημεία σχετικά με εσάς στο Έντυπο 1098. |
Kettie Nossis
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References
| Τι σημεία; -- Πόντοι, εκατοστιαίες/ποσοστιαίες μονάδες! |
Andras Mohay (X)
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Change log
Sep 6, 2012 06:25: transphy changed "Edited KOG entry" from "<a href="/profile/1022438">Viole T.'s</a> old entry - "points reported to you"" to ""σημεια αναφερθεντα/υποδειχθεντα σε εσας ""
Proposed translations
1 hr
Selected
σημεια αναφερθεντα/υποδειχθεντα σε εσας
It looks as if there were points the Mortgage Co., either verbally or in written form, answered for the applicant, NOT necessarily regarding him/herself, i.e. points OTHER THAN PERSONAL, so '..σχετικά με εσάς??'
Δηλ., προσωπικα, βλεπω το ζητημα να ειναι στο 'με' και το 'σε' !!!!! Αν ειναι 'με' επρεπε να λεγει, π.χ. regarding you(rself)
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Note added at 1 hr (2012-08-13 08:36:18 GMT)
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The question was on an Inland Revenue form and NOT a Mortgage Company, as said on top.
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Note added at 11 hrs (2012-08-13 19:03:26 GMT)
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Having looked at Mr. Mohay's suggestions I agree with his explanations, namely, 'points' refer to an initial 'payment' by a borrower to a lender to lower the Interest to be paid subsequently. Being deemed as an 'advance interest payment' the IRS allow it as a deductible expense. So, <points reported to you on Form 1098> ??? Another American way of making Money!!!!!
MY SUGGESTION IS TO LEAVE IT AS IS, i.e< ποιντς δηλωθεντα στο εντυπο....> and the praise and prize should go to Mr. Mohay.
Δηλ., προσωπικα, βλεπω το ζητημα να ειναι στο 'με' και το 'σε' !!!!! Αν ειναι 'με' επρεπε να λεγει, π.χ. regarding you(rself)
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Note added at 1 hr (2012-08-13 08:36:18 GMT)
--------------------------------------------------
The question was on an Inland Revenue form and NOT a Mortgage Company, as said on top.
--------------------------------------------------
Note added at 11 hrs (2012-08-13 19:03:26 GMT)
--------------------------------------------------
Having looked at Mr. Mohay's suggestions I agree with his explanations, namely, 'points' refer to an initial 'payment' by a borrower to a lender to lower the Interest to be paid subsequently. Being deemed as an 'advance interest payment' the IRS allow it as a deductible expense. So, <points reported to you on Form 1098> ??? Another American way of making Money!!!!!
MY SUGGESTION IS TO LEAVE IT AS IS, i.e< ποιντς δηλωθεντα στο εντυπο....> and the praise and prize should go to Mr. Mohay.
4 KudoZ points awarded for this answer.
18 mins
Kettie Nossis
Greece
Greece
Native in Greek
Greece
28 years of pro translation experience
Native in: Greek 
Works in: English to Greek, Greek to English
Related KudoZ points
:
8
Τόκοι στεγαστικού δανείου για το σπίτι σας και τα σημεία σχετικά με εσάς στο Έντυπο 1098.
See "Instructions for Payer/Borrower" here: http://www.irs.gov/pub/irs-pdf/f1098.pdf
and also definition of "to: used as a function word to indicate addition, attachment, connection, belonging, possession, accompaniment, or response" (http://www.merriam-webster.com/dictionary/to)
and also definition of "to: used as a function word to indicate addition, attachment, connection, belonging, possession, accompaniment, or response" (http://www.merriam-webster.com/dictionary/to)
Peer comment(s):
| neutral |
Andras Mohay (X)
: home mortgage interest δεν είναι "τόκος υποθήκης πρώτης κατοικίας"; - http://www.wikihow.com/Deduct-Mortgage-Interest
43 mins
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Reference comments
2 hrs
Reference:
Τι σημεία; -- Πόντοι, εκατοστιαίες/ποσοστιαίες μονάδες!
What Are Mortgage Interest Points?
Overview – A mortgage point is money paid upfront in return for a lower interest rate on the mortgage. Depending on how long you will be in your home, paying points may save you a great deal of interest charges in the long run.
Function – One point is equal to 1 percent of the total loan amount. The amount of reduction in your interest rate that paying points can provide varies among lenders.
http://www.soyouwanna.com/mortgage-interest-points-8586.html
For the purposes of a tax deduction,mortgage interest includes the interest and points on a primary residence. The term “points” refers to interest that is paid at the time the mortgage is secured to reduce monthly mortgage payments.
http://www.wikihow.com/Deduct-Mortgage-Interest
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Note added at 2 hrs (2012-08-13 10:12:05 GMT)
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Reported...
...που δηλώθηκε για σας (σχετικά με εσάς) από τον δανειστή σας (και αναγράφεται) στο Έντυπο 1098 σας.
I use Turbo Tax and it states, if you paid more interest than your Form 1098 shows, you must attach a statement to your tax return that explains why you can deduct more than your lender reported on your Form 1098.
http://www.loansafe.org/forum/bank-america-home-loans/47688-...
Overview – A mortgage point is money paid upfront in return for a lower interest rate on the mortgage. Depending on how long you will be in your home, paying points may save you a great deal of interest charges in the long run.
Function – One point is equal to 1 percent of the total loan amount. The amount of reduction in your interest rate that paying points can provide varies among lenders.
http://www.soyouwanna.com/mortgage-interest-points-8586.html
For the purposes of a tax deduction,mortgage interest includes the interest and points on a primary residence. The term “points” refers to interest that is paid at the time the mortgage is secured to reduce monthly mortgage payments.
http://www.wikihow.com/Deduct-Mortgage-Interest
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Note added at 2 hrs (2012-08-13 10:12:05 GMT)
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Reported...
...που δηλώθηκε για σας (σχετικά με εσάς) από τον δανειστή σας (και αναγράφεται) στο Έντυπο 1098 σας.
I use Turbo Tax and it states, if you paid more interest than your Form 1098 shows, you must attach a statement to your tax return that explains why you can deduct more than your lender reported on your Form 1098.
http://www.loansafe.org/forum/bank-america-home-loans/47688-...
Peer comments on this reference comment:
| neutral |
transphy
: You could very well be right here, Andras. It is confusing as to whether, 'points' should go with "Mortgage Inerest AND points' or it should refer to points 1,2,3....on the form. The meaning changes completely from one to the other.
5 hrs
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Το παν είναι η σωστή τεχνική αναζήτησης: βάλε "mortgage interest and points" (σε εισαγωγικά όμως!) και θα πλοηγηθείς σε σελίδες με Έντυπο 1098 και ό,τι άλλο τραβάει η καρδιά ενός Προζιανού
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Discussion
Αλλά ίσως αυτό το link
http://www.irs.gov/publications/p936/ar02.html/ar02.html#en_...
μπορεί να βοηθήσει.
Και ιδιαίτερα το σημείο που λέει:
"Points
The term “points” is used to describe certain charges paid, or treated as paid, by a borrower to obtain a home mortgage. Points may also be called loan origination fees, maximum loan charges, loan discount, or discount points.
This image is too large to be displayed in the current screen. Please click the link to view the image.
Figure B. Are My Points Fully Deductible This Year?
A borrower is treated as paying any points that a home seller pays for the borrower's mortgage. See Points paid by the seller , later. "