Stakeholder pensions

Stakeholder pensions are flexible money-purchase arrangements targeted at individuals on moderate incomes. They are available from financial services companies such as banks, building societies and investment companies. See our guide: choose the right pension scheme.

In a money-purchase scheme, the final pension amount will depend on:

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the amount of money paid in
*
the investment performance of the pension fund
*
the age at which the fund is used to purchase an annuity - the later this is, the higher the annuity payments are likely to be
*
the level of annuity rates at the time
*
the ancillary benefits offered - such as spouses' pensions, or annual increases in pensions paid, if any

actionnaire

programmes de pensions

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Note added at 4 mins (2007-11-06 17:07:47 GMT)
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ou de retraites,

mais c' est difficile de trancher sans plus de contexte, dans ce cas pension est peut-être moins risqué.....

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Note added at 5 mins (2007-11-06 17:08:58 GMT)
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stakeholder pourrait aussi vouloir dire partie prenante

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Note added at 31 mins (2007-11-06 17:34:53 GMT)
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oui Alice, c' est absolument l' idée, je n' avais pas compris qu' il s' agissait d' une phrase entière et non d' une succession de concepts..


une autre possibilité:

régimes individuels de retraite à cotisation ...