Кредитный договор об открытии кредитной линии с установленным лимитом выдачи

19:49 Dec 30, 2020
This question was closed without grading. Reason: Other

Russian to English translations [PRO]
Law/Patents - Finance (general)
Russian term or phrase: Кредитный договор об открытии кредитной линии с установленным лимитом выдачи
Название договора:

Кредитный договор об открытии кредитной линии (с установленным лимитом выдачи) от [дата]

Забыл, как это переводится:

Credit Facility Agreement (with fixed disbursement/available/availability limit)?
responder
Russian Federation
Local time: 13:14


Summary of answers provided
4Limited loan disbursement agreement
IrinaN
3 +1Credit Agreement on Opening of the Credit Line with Fixed Disbursement Limit
Oleg Lozinskiy
4Preset Borrowing Limit Line of Credit Loan Agreement
Irina Kuzminskaya
3open credit line with fixed limit/ceiling
David Knowles
Summary of reference entries provided
What is an 'open credit'?
Oleg Lozinskiy

Discussion entries: 2





  

Answers


9 mins   confidence: Answerer confidence 3/5Answerer confidence 3/5
open credit line with fixed limit/ceiling


Explanation:
Lots of ways of saying this, but I'd stick with "open credit line" since the Russian seems to be a translation from English.

David Knowles
Local time: 10:14
Works in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 315

Peer comments on this answer (and responses from the answerer)
neutral  Oleg Lozinskiy: Lots of ways of saying this in English. BTW, a 'LOC Agreement' (in English - U.S. SEC's guidance) seems to have the same meaning (in regard to the term requested to be translated).
1 hr
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23 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5
Limited loan disbursement agreement


Explanation:
https://home.mimutual.com/forms/HUD/FHA/203K Loan Disburseme...

IrinaN
United States
Local time: 05:14
Native speaker of: Native in RussianRussian
PRO pts in category: 36

Peer comments on this answer (and responses from the answerer)
neutral  Oleg Lozinskiy: Вроде бы на русский язык 'limited loan disbursement agreement' переводится как 'договор о выдаче займа с ограничительными условиями'. Или это не так?
1 hr
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2 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5 peer agreement (net): +1
Credit Agreement on Opening of the Credit Line with Fixed Disbursement Limit


Explanation:
Что вижУ, то и перевожУ.

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Note added at 2 час (2020-12-30 22:48:33 GMT)
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Можно (для краткости перевода) воспользоваться термином LOC Agreement (если подойдет для целей клиента/заказчика), поскольку:

A line of credit (LOC) is a preset borrowing limit that can be used at any time. The borrower can take money out as needed until the limit is reached, and as money is repaid, it can be borrowed again in the case of an open line of credit.

A LOC is an arrangement between a financial institution—usually a bank—and a client that establishes the maximum loan amount the customer can borrow. The borrower can access funds from the line of credit at any time as long as they do not exceed the maximum amount (or credit limit) set in the agreement and meet any other requirements such as making timely minimum payments. It may be offered as a facility.
https://www.investopedia.com/terms/l/lineofcredit.asp

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Note added at 3 час (2020-12-30 22:56:38 GMT)
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С примером 'Line of Credit Agreement', рекомендуемым U.S. SEC можно ознакомиться по адресу: https://www.sec.gov/Archives/edgar/data/1094572/000119312508...

Oleg Lozinskiy
Russian Federation
Local time: 13:14
Specializes in field
Native speaker of: Native in RussianRussian
PRO pts in category: 555
Notes to answerer
Asker: Не знаю, почему должно присутствовать именно line of credit, когда в английских оригиналах, составляемых в зарубежных офисах юр. фирм, всегда пишут [credit] facility agreement с разными вариациями. И вопрос мой касался именно "с установленным лимитом выдачи"...


Peer comments on this answer (and responses from the answerer)
agree  Natalia Potashnik: В переводе должно присутствовать "line of credit (LOC)" так или иначе. Этот банковский термин здесь все определяет.
16 hrs
  -> Thank you, Natalia!
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19 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
Preset Borrowing Limit Line of Credit Loan Agreement


Explanation:
IMHO

Irina Kuzminskaya
United States
Local time: 06:14
Specializes in field
Native speaker of: Native in RussianRussian
PRO pts in category: 16
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Reference comments


2 hrs
Reference: What is an 'open credit'?

Reference information:
Open credit is a pre-approved loan between a lender and a borrower. It allows the borrower to make repeated withdrawals up to a certain limit and then make subsequent repayments before the payments become due.

Borrowers prefer open-end credit because it gives them greater control over the amount they can borrow and the repayment period. Interest is only charged on the credit that the borrower has used, and the borrower does not incur costs on the unused credit.
https://corporatefinanceinstitute.com/resources/knowledge/cr...

Oleg Lozinskiy
Russian Federation
Specializes in field
Native speaker of: Native in RussianRussian
PRO pts in category: 555
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