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средневзвешенная процентная ставка в кредитном портфеле

English translation: weighted average interest rate of loan portfolio

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
Russian term or phrase:средневзвешенная процентная ставка в кредитном портфеле
English translation:weighted average interest rate of loan portfolio
Entered by: Nick Filatov (Mikalai Filatau)

06:50 May 29, 2013
Russian to English translations [PRO]
Bus/Financial - Accounting / polypropylene production
Russian term or phrase: средневзвешенная процентная ставка в кредитном портфеле
Trying to translate a sentence from a company's quarterly report, the sentence that speaks of its debts.. a bit unsure, help appreciated. (0:

The full quote looks like this: "На 31 марта 2013 года чистый долг компании составил 100 млн долларов, средневзвешенная процентная ставка в кредитном портфеле - 5% годовых против 6% годом ранее."

My drafts of the possible translation:

The company's net debt amounted to $100 millions as of March 31st 2013; the company pays an average annualized weighted interest of 5% for the loans it took against 6% a year ago.

The company's net debt amounted to $100 millions as of March 31st 2013; the annualized average weighted borrowing rate of the loans outstanding is now at 5% against 6% a year ago.

Are these OK? And is there a term for "в кредитном портфеле" (not a bank's portfolio, but one of a borrowing company)?
Thanks in advance
Artyom Timeyev
Russian Federation
Local time: 13:41
weighted average interest rate of loan portfolio
Explanation:
+
Selected response from:

Nick Filatov (Mikalai Filatau)
Belarus
Local time: 11:41
Grading comment
I wish the points could be split, because Pavel Altukov did contribute, but still this answer did cover the most of the question, IMHO. Thank you!
4 KudoZ points were awarded for this answer



Summary of answers provided
4 +3weighted average interest rate of loan portfolio
Nick Filatov (Mikalai Filatau)
4weighted average interest rate for the debt portfolio
Pavel Altukhov
Summary of reference entries provided
portfolio
Pavel Altukhov

  

Answers


10 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +3
weighted average interest rate of loan portfolio


Explanation:
+

Nick Filatov (Mikalai Filatau)
Belarus
Local time: 11:41
Native speaker of: Native in RussianRussian, Native in BelarusianBelarusian
PRO pts in category: 4
Grading comment
I wish the points could be split, because Pavel Altukov did contribute, but still this answer did cover the most of the question, IMHO. Thank you!

Peer comments on this answer (and responses from the answerer)
agree  Jack Doughty
34 mins
agree  Igor Blinov: good
1 hr
disagree  Pavel Altukhov: You forget the proviso: not a bank's portfolio, but one of a borrowing company. Loan portfolio is equivalent to bank's portfolio.
1 hr
agree  cyhul
2 hrs
agree  alex suhoy
1 day 5 hrs
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8 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
weighted average interest rate for the debt portfolio


Explanation:
Ну, если уговоры не помогают...

--------------------------------------------------
Note added at 23 hrs (2013-05-30 06:06:30 GMT)
--------------------------------------------------

Это loan portfolio для кредитора, т.е. банка, это его портфель активов. А для заемщика это наоборот, ничего хорошего, это портфель пассивов,т.е. долгов и обязательств. Поэтому loan portfolio здесь не подходит.

Pavel Altukhov
Local time: 11:41
Native speaker of: Russian
PRO pts in category: 4
Notes to answerer
Asker: Yes, "debt portfolio" is closer to it, Pavel, although I'm afraid it's also used in the loan portfolio sense: http://www.business-standard.com/article/pf/build-debt-portfolio-in-uncertain-markets-112052700020_1.html -- Anyway thank you!

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Reference comments


10 mins
Reference: portfolio

Reference information:
'debt portfolio' will serve the purpose

Pavel Altukhov
Native speaker of: Russian
PRO pts in category: 4
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