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taxa de permanência

English translation: late payment surcharge/fee

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
Portuguese term or phrase:taxa de permanência
English translation:late payment surcharge/fee
Entered by: Eduardo López

21:01 Sep 10, 2020
Portuguese to English translations [PRO]
Bus/Financial - Business/Commerce (general) / Fatura
Portuguese term or phrase: taxa de permanência
Na falta de pagamento no vencimento, o presente
débito estará sujeito a cobrança de juros de mora e
taxa de permanência.



________________________
Dear colleagues: Hope you are having a terrific week. This is a note from a Brazilian invoice. Thanks in advance!
Eduardo López
Puerto Rico
Local time: 18:34
late payment surcharge/fee
Explanation:
taxa de permanência = comissão de permanência

Então, o que é a comissão de permanência?
A comissão de permanência é uma taxa cobrada pelo período de inadimplência do contrato. Ou seja, só pode ser aplicada no momento em que o devedor atrasa o pagamento do empréstimo ou financiamento. Então, de acordo com a regra do Banco Central e, também, pelas recentes decisões da Justiça, o credor pode, sim, cobrar dos devedores a comissão de permanência.

https://www.joaodomingosadv.com/o-que-e-comissao-de-permanen...

Outro exemplo:
A comissão de permanência, taxa cobrada pelas instituições financeiras quando há atraso no cumprimento dos pagamentos de responsabilidade do devedor, pode ser exigida legalmente durante a fase de inadimplência do contrato.

https://stj.jusbrasil.com.br/noticias/304238404/comissao-de-...

Espero que se encaixe no teu contexto!

--------------------------------------------------
Note added at 2 hrs (2020-09-10 23:17:55 GMT)
--------------------------------------------------

Em inglês:
The term late fee refers to a charge consumers pay when they fail to make a payment on a debt such as a loan or a credit card, or any other type of financial agreement such as an insurance or rental contract by the due date.

https://www.investopedia.com/terms/l/late-fee.asp
Selected response from:

Cristina Mantovani
Brazil
Local time: 19:34
Grading comment
Thanks to all the answerers!
4 KudoZ points were awarded for this answer



Summary of answers provided
4 +2late fee(s)/penalty(ies)
William Bowley
4 +1late payment surcharge/fee
Cristina Mantovani
3standing charge
Adrian MM.
Summary of reference entries provided
late payment (sur)charge/fee
Mark Robertson

  

Answers


52 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +2
late fee(s)/penalty(ies)


Explanation:
taxa de permanência in this case refers to a fee/penalty for a late payment.

William Bowley
United Kingdom
Local time: 23:34
Native speaker of: Native in EnglishEnglish

Peer comments on this answer (and responses from the answerer)
agree  Ana Luiza Brown Rodrigues
3 days 3 hrs
  -> Obrigado, Ana Luiza!
agree  Edson Bugalho
6 days
Login to enter a peer comment (or grade)

2 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +1
late payment surcharge/fee


Explanation:
taxa de permanência = comissão de permanência

Então, o que é a comissão de permanência?
A comissão de permanência é uma taxa cobrada pelo período de inadimplência do contrato. Ou seja, só pode ser aplicada no momento em que o devedor atrasa o pagamento do empréstimo ou financiamento. Então, de acordo com a regra do Banco Central e, também, pelas recentes decisões da Justiça, o credor pode, sim, cobrar dos devedores a comissão de permanência.

https://www.joaodomingosadv.com/o-que-e-comissao-de-permanen...

Outro exemplo:
A comissão de permanência, taxa cobrada pelas instituições financeiras quando há atraso no cumprimento dos pagamentos de responsabilidade do devedor, pode ser exigida legalmente durante a fase de inadimplência do contrato.

https://stj.jusbrasil.com.br/noticias/304238404/comissao-de-...

Espero que se encaixe no teu contexto!

--------------------------------------------------
Note added at 2 hrs (2020-09-10 23:17:55 GMT)
--------------------------------------------------

Em inglês:
The term late fee refers to a charge consumers pay when they fail to make a payment on a debt such as a loan or a credit card, or any other type of financial agreement such as an insurance or rental contract by the due date.

https://www.investopedia.com/terms/l/late-fee.asp

Cristina Mantovani
Brazil
Local time: 19:34
Native speaker of: Native in PortuguesePortuguese
PRO pts in category: 4
Grading comment
Thanks to all the answerers!

Peer comments on this answer (and responses from the answerer)
agree  Ana Luiza Brown Rodrigues
3 days 1 hr
Login to enter a peer comment (or grade)

10 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5
Bra > taxa de permanência
standing charge


Explanation:
- as opposed to juros de mora: approx. interest on arrears that, surely, overlaps with a late payment fee.

I'm unsure it's synonymous with comissão de permanência.

Standing charge is also wide enough to cover a multitude of scenarios - from Portugal to Brazil, including the hotel overnight 'freshen-up' stay, as oddly described in the second web ref.

Example sentence(s):
  • IATE: Entry domains: education (3206) [EDUCATION AND COMMUNICATIONS] Council pt taxa de permanência Council en retention rate Council school retention rate Council

    Reference: http://br.advfn.com/investimentos/futuros/permanencia
    Reference: http://www.proz.com/kudoz/portuguese-to-english/general-conv...
Adrian MM.
Austria
Native speaker of: Native in EnglishEnglish
PRO pts in category: 24
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Reference comments


10 hrs
Reference: late payment (sur)charge/fee

Reference information:
A comissão de permanência é uma taxa cobrada pelas instituições financeiras quando há um atraso no cumprimento dos pagamentos. Ela pode ser exigida legalmente durante a fase de inadimplência do contrato, mas precisa respeitar a taxa média de juros do mercado.

https://www.reabilit.com.br/o-que-e-comissao-de-permanencia-...

Mark Robertson
Native speaker of: Native in EnglishEnglish
PRO pts in category: 84
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