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capital mobilier choisi

English translation: personal belongings/contents sum insured

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
French term or phrase:capital mobilier choisi
English translation:personal belongings/contents sum insured
Entered by: Jana Cole

22:41 Apr 3, 2019
French to English translations [PRO]
Bus/Financial - Insurance / Landlord Insurance
French term or phrase: capital mobilier choisi
This is a question on an insurance document for landlord insurance.
The question is for the individual seeking insurance.

Questions
Votre appartement :
De combien de pièces principales se compose-t-il ? 3
Avez-vous une piscine intérieure ou extérieure ? NON

Vos biens mobiliers :
Quel montant maximum de *** capital mobilier avez-vous choisi *** ? 0 €
Jana Cole
United States
Local time: 09:23
personal belongings/contents sum insured
Explanation:


François is right: your question should read montant maximum de capital mobilier choisi and Phil is right about capital mobilier (he posted his answer as I was getting mine ready!).

The question is effectively about the amount of cover the applicant (« the individual seeking insurance ») wants to buy for their furniture, clothes, works of art, equipment, anything in the house/flat that can be moved (mobilier), except for what is specifically excluded. The amount of cover is one of the criteria used by insurers to determine the amount of the insurance premium.

So,
capital (assuré) = « sum insured » in the context of property insurance
mobilier= « personal belongings » OR « contents insurance », depending on whether your things are insured when you take them out of your home (« personal belongings ») or not (« contents insurance »). Rule of thumb, you need to check what your document says.

>montant maximum de capital mobilier
>
« maximum sum insured with regard to personal belongings/contents »

What does Contents Sum Insured mean? - Its4women
https://www.its4women.ie/.../what-does-contents-sum-insured-...
Traduire cette page
Contents sum insured refers to the amount of insurance you required and should reflect the amount of money it would cost to replace all of your contents on a ...

Contents insurance – what does a good policy look like? - Money ...
https://www.moneyadviceservice.org.uk › ... › Home insurance
Traduire cette page
Where special events cover is in place, the insurer will automatically increase your contents sum insured. Cover for at least Christmas or other religious events, ...

Confused about contents insurance? Read our guide - AA Blog
https://www.theaa.ie/.../confused-about-contents-insurance-r...
Traduire cette page
29 févr. 2016 - ... temporarily removed from the home while anywhere in Ireland or the UK for an amount not exceeding 15% of the contents sum insured.

Sum Insured - Building contents replacement cost information
suminsured.com.au/
Traduire cette page
CIRCA combines contents replacement cost information with household data, to provide an automatic contents sum insured replacement cost for any property.


--------------------------------------------------
Note added at 7 hrs (2019-04-04 05:43:13 GMT)
--------------------------------------------------

Oops - left out the "personal belongings sum insured" examples out:

Personal and Home Insurance - CDC Insurance
https://www.cdcinsurance.co.uk/personal-and-home-insurance/
Traduire cette page
Occupation. Telephone Number. Number of Bedrooms. Building Sum Insured. Contents Sum Insured. Personal Belongings Sum Insured. Age of Property.

[PDF]My Home Contents Policy Wording - AIG.com
https://liv-bin.dmp.aig.com/.../myhome-contents-policy-wordi...
Traduire cette page
The most we will pay for any one event is the unspecified Personal belongings sum insured shown on your schedule. The most we will pay for any one item, pair ...

[PDF]Home insurance Product Guide - BG insurance
bginsurance.co.uk/wp-content/.../Aviva-Home-Product-Guide.pdf
Traduire cette page
and Personal Belongings sum insured exceeds £5,000). The following are not covered under Clothing and Personal. Belongings: money, documents, skis, ...

[PDF]section two – contents (continued) - cloudfront.net
https://d2mul7yli79m9i.cloudfront.net/.../GALLAGHER_HEATH_.....
Traduire cette page
valuables and personal belongings is equal to 75% of what your premium would have been if your valuables and personal belongings sum insured was enough ...

Home Contents Insurance Leaseholders Application by Your Homes ...
https://issuu.com/.../docs/homecontentsinsuranceleaseholders...
Traduire cette page
14 mars 2016 - WHAT IT WILL COST Optional Extras The following prices are available for all postcode areas. Personal Belongings Sum Insured. Monthly.

--------------------------------------------------
Note added at 3 days 9 hrs (2019-04-07 07:48:18 GMT)
--------------------------------------------------

"option chosen" or "opted for" would best describe choisi here.

capital mobilier choisi
>
"personal belongings/contents sum insured option chosen"
OR
"personal belongings/contents sum insured opted for"
Selected response from:

Ph_B (X)
France
Local time: 18:23
Grading comment
4 KudoZ points were awarded for this answer



Summary of answers provided
4 +3personal belongings/contents sum insured
Ph_B (X)
4 +2contents cover
philgoddard
4 -3movable capital
Francois Boye
Summary of reference entries provided
Some guidance
AllegroTrans

Discussion entries: 1





  

Answers


40 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): -3
capital mobilier choisi
movable capital


Explanation:
https://finance.duke.edu/accounting/space/assetdifs

Asker did not parsed the text correctly: the movable capital is not chosen; instead, it is the maximum amount of movable capital that is chosen

Francois Boye
United States
Local time: 12:23
Native speaker of: Native in FrenchFrench

Peer comments on this answer (and responses from the answerer)
disagree  Tony M: Except this is about home and contents insurance, not 'movable capital' in a financial sense!
6 hrs
disagree  Yvonne Gallagher: with Tony
14 hrs
disagree  AllegroTrans: with both
3 days 20 hrs
Login to enter a peer comment (or grade)

6 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +2
capital mobilier
contents cover


Explanation:
Qu’est-ce que le capital mobilier ?
Le capital mobilier désigne la valeur totale des biens contenus dans votre logement assuré. Il comprend les meubles, l’électroménager, l’équipement audiovisuel, informatique, mais aussi les vêtements, la décoration (rideaux, tapis, miroirs…), le matériel de loisirs, de bricolage et de jardinage.
http://www.hyperassur.com/assurance-habitation/contrat/evalu...

It doesn't say "capital mobilier choisi".

philgoddard
United States
Specializes in field
Native speaker of: English
PRO pts in category: 129

Peer comments on this answer (and responses from the answerer)
agree  Ph_B (X): if the personal belongings are not insured if you take them out of the address mentioned in the insurance policy. As for choisi, it refers back to montant, so the parsing isn't quite right.
23 mins
agree  Tony M
28 mins
neutral  Adrian MM.: 'le capital' as the sum insured, as per your ref., is the value of the cover, like that of the professional indemnity insurance you were always going to sign up to.
1 hr
  -> Cover means sum insured. If you say how much cover do we have, you mean how much will the policy pay out.
Login to enter a peer comment (or grade)

6 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +3
personal belongings/contents sum insured


Explanation:


François is right: your question should read montant maximum de capital mobilier choisi and Phil is right about capital mobilier (he posted his answer as I was getting mine ready!).

The question is effectively about the amount of cover the applicant (« the individual seeking insurance ») wants to buy for their furniture, clothes, works of art, equipment, anything in the house/flat that can be moved (mobilier), except for what is specifically excluded. The amount of cover is one of the criteria used by insurers to determine the amount of the insurance premium.

So,
capital (assuré) = « sum insured » in the context of property insurance
mobilier= « personal belongings » OR « contents insurance », depending on whether your things are insured when you take them out of your home (« personal belongings ») or not (« contents insurance »). Rule of thumb, you need to check what your document says.

>montant maximum de capital mobilier
>
« maximum sum insured with regard to personal belongings/contents »

What does Contents Sum Insured mean? - Its4women
https://www.its4women.ie/.../what-does-contents-sum-insured-...
Traduire cette page
Contents sum insured refers to the amount of insurance you required and should reflect the amount of money it would cost to replace all of your contents on a ...

Contents insurance – what does a good policy look like? - Money ...
https://www.moneyadviceservice.org.uk › ... › Home insurance
Traduire cette page
Where special events cover is in place, the insurer will automatically increase your contents sum insured. Cover for at least Christmas or other religious events, ...

Confused about contents insurance? Read our guide - AA Blog
https://www.theaa.ie/.../confused-about-contents-insurance-r...
Traduire cette page
29 févr. 2016 - ... temporarily removed from the home while anywhere in Ireland or the UK for an amount not exceeding 15% of the contents sum insured.

Sum Insured - Building contents replacement cost information
suminsured.com.au/
Traduire cette page
CIRCA combines contents replacement cost information with household data, to provide an automatic contents sum insured replacement cost for any property.


--------------------------------------------------
Note added at 7 hrs (2019-04-04 05:43:13 GMT)
--------------------------------------------------

Oops - left out the "personal belongings sum insured" examples out:

Personal and Home Insurance - CDC Insurance
https://www.cdcinsurance.co.uk/personal-and-home-insurance/
Traduire cette page
Occupation. Telephone Number. Number of Bedrooms. Building Sum Insured. Contents Sum Insured. Personal Belongings Sum Insured. Age of Property.

[PDF]My Home Contents Policy Wording - AIG.com
https://liv-bin.dmp.aig.com/.../myhome-contents-policy-wordi...
Traduire cette page
The most we will pay for any one event is the unspecified Personal belongings sum insured shown on your schedule. The most we will pay for any one item, pair ...

[PDF]Home insurance Product Guide - BG insurance
bginsurance.co.uk/wp-content/.../Aviva-Home-Product-Guide.pdf
Traduire cette page
and Personal Belongings sum insured exceeds £5,000). The following are not covered under Clothing and Personal. Belongings: money, documents, skis, ...

[PDF]section two – contents (continued) - cloudfront.net
https://d2mul7yli79m9i.cloudfront.net/.../GALLAGHER_HEATH_.....
Traduire cette page
valuables and personal belongings is equal to 75% of what your premium would have been if your valuables and personal belongings sum insured was enough ...

Home Contents Insurance Leaseholders Application by Your Homes ...
https://issuu.com/.../docs/homecontentsinsuranceleaseholders...
Traduire cette page
14 mars 2016 - WHAT IT WILL COST Optional Extras The following prices are available for all postcode areas. Personal Belongings Sum Insured. Monthly.

--------------------------------------------------
Note added at 3 days 9 hrs (2019-04-07 07:48:18 GMT)
--------------------------------------------------

"option chosen" or "opted for" would best describe choisi here.

capital mobilier choisi
>
"personal belongings/contents sum insured option chosen"
OR
"personal belongings/contents sum insured opted for"

Ph_B (X)
France
Local time: 18:23
Specializes in field
Native speaker of: French
PRO pts in category: 28

Peer comments on this answer (and responses from the answerer)
agree  Adrian MM.: capital is the critical part as the sum insured - not the actual value of the cover.
1 hr
agree  Yvonne Gallagher
8 hrs
agree  AllegroTrans: or "capital sum insured" (pls see my reference)
2 days 9 hrs
Login to enter a peer comment (or grade)




Reference comments


3 days 21 hrs
Reference: Some guidance

Reference information:
Health Insurance: Healthy Living - Webhealthcentre.com
www.webhealthcentre.com/HealthyLiving/insurance_hhpol.aspx

This covers loss of or damage to the building/contents by fire & allied perils, ... up to 10% of Capital Sum Insured or 40% of the admissible claim whichever is ...
What You Need To Know When Buying Home Contents Insurance ...
https://insurancemarket.sg/.../what-you-need-know-buying-hom...

4 Nov 2016 - Do you know what a Home Contents insurance covers? ... Some insurers may differentiate the capital sum insured between an adult and a ...
[DOC]jewellers &/or pawnbrokers' declaration for insurance - Primassure
https://www.primassure.com/wp-content/.../Jeweller-27s-Block...

c) All Other Contents including trade and office furnishings, fixtures. and fittings, machinery ..... b) What Capital Sum Insured do you require for each person? £.
[PDF]home insurance terms and conditions - gig Bahrain
https://www.gigbh.com/FAQ/Home Insurance ENG2.pdf

contents resulting from their explosion. ... damage by Theft upto a limit not exceeding the total sum insured in respect of contents .... of Capital Sum Insured. A.

AllegroTrans
United Kingdom
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 130
Login to enter a peer comment (or grade)



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