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payday loan

08:35 Jun 9, 2017
This question was closed without grading. Reason: Other

English to Spanish translations [PRO]
Bus/Financial - Economics / crowdfunding
English term or phrase: payday loan
Buenos días:
Necesito saber si este término tiene una traducción acuñada en español. Os dejo una definición:

payday loans finance – a small amount of money lent at a high rate of interest, lent on the agreement that it will be repaid when the borrower receives their next pay check


Gracias por vuestra ayuda
Marina Puertas
Spain
Local time: 06:48


Summary of answers provided
3 +2préstamos de día de pago
Robert Forstag
4 +1anticipo de nómina
Cristina Gonzalez
3micro-préstamo/micro-crédito
lugoben


Discussion entries: 1





  

Answers


4 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5 peer agreement (net): +2
préstamos de día de pago


Explanation:
See the following reference from the website of the Federal Trade Comission of the United States:

https://www.consumidor.ftc.gov/articulos/s0097-prestamos-de-...

These kinds of loans (which really prey on the poor and vulnerable) seem to be mainly a phenomenon in the United States.



Robert Forstag
United States
Local time: 00:48
Native speaker of: English
PRO pts in category: 24

Peer comments on this answer (and responses from the answerer)
agree  Juan Gil
2 hrs
  -> Gracias, Juan.
agree  Christian [email protected]
3 days 10 hrs
  -> Gracias, Christian.
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The asker has declined this answer

7 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +1
anticipo de nómina


Explanation:
En España se pueden pedir anticipos de nómina a la empresa y algunas veces a entidades financieras. Según la cantidad se denominan anticipos, créditos o préstamos de nomina. Mira los enlaces.

En cualquier caso, seguramente no son totalmente equivalentes a los existentes en EE.UU.



    Reference: http://consejos.ahorro.net/anticipo-nomina/
    Reference: http://www.citapreviainem.es/los-anticipos-de-salario/
Cristina Gonzalez
United States
Local time: 00:48
Native speaker of: Native in SpanishSpanish

Peer comments on this answer (and responses from the answerer)
neutral  Christian [email protected]: En EEUU, como dice Robert, son empresas privadas, usureros legales.
3 days 7 hrs
  -> Por eso digo que no son totalmente equivalentes a los existentes en EE.UU., pero sí existen, y los bancos te garantizo que sacan dinero de la transacción. Puede que no lleguen al nivel de los usureros pero se acercan.
agree  Elena Fernández
1461 days
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9 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5
micro-préstamo/micro-crédito


Explanation:
Aunque en España tenemos otra serie de préstamos rápidos, hoy vamos a hablar acerca los Préstamos Día de Pago, siendo esa fórmula a través del caul luego surgieron los micropréstamos.
Porque los microcréditos no nace porque sí. nacen siendo una copia de estos créditos rápidos llamados Payday Loan, los cuales vemos sobre todo en América(USA).
http://www.prestamos-rapidos.es/prestamos-de-dia-de-pago-o-d...

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Note added at 9 hrs (2017-06-09 18:27:31 GMT)
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De nuestros grupo consideramos los microcrédito rápidos on line como uno de los productos más novedosos instalo en España en los últimos años, ya que ofrece soluciones rápidas y eficientes.
Es más, aunque este préstamo lleva instalado en otros países desde hace años de hecho en Estados Unidos donde se ve el potencial del negocio los llamados Pay Day Loan, en España solo lleva un par de años.
http://www.prestamos-rapidos.es/microprestamos/

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Note added at 9 hrs (2017-06-09 18:30:23 GMT)
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a relatively small amount of money lent at a high rate of interest on the agreement that it will be repaid when the borrower receives their next paycheck.
https://www.google.ca/?client=safari&channel=mac_bm&gws_rd=c...

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Note added at 9 hrs (2017-06-09 18:31:43 GMT)
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Definition for Payday Loan


lugoben
Local time: 00:48
Native speaker of: Spanish
PRO pts in category: 4
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The asker has declined this answer



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