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Credit Life Insurance

Serbo-Croat translation: riziko osiguranje

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
English term or phrase:Credit Life Insurance
Serbo-Croat translation:riziko osiguranje
Entered by: Bogdan Petrovic

16:16 Feb 25, 2009
English to Serbo-Croat translations [PRO]
Bus/Financial - Insurance
English term or phrase: Credit Life Insurance
During the first year of activity, XXX commits itself to launch the following products dedicated to a clientele of private and corporate customers:
• Credit Life Insurance for Mortgage loans,
• Credit Life Insurance for Consumer loans,
• Term Life (Stand Alone),
• Bank account Insurance (life insurance of a bank account owner),
• Endowment,

Dobio sam objašnjenje da je to "kreditno osiguranje života", ali vidim da ne postoji referenca na internetu? Moguće je zato što se navodno radi o novom proizvodu.
Bogdan Petrovic
Serbia
Local time: 03:39
riziko osiguranje
Explanation:
Osiguranje života za slučaj smrti korisnika kredita (riziko osiguranje)

Ovo se osiguranje sklapa na određeno trajanje i ne može se ugovoriti na vrijeme kraće od jedne godine. U pravilu se sklapa za cijelo vrijeme trajanja otplate kredita. Ovisno o visini kredita koji banka-kreditor odobrava osiguraniku, utvrđuje se visina osigurane svote i premije. U pravilu se osigurana svota ugovara u visini iznosa kredita uvećanog za kamate. Visinu osigurane svote i premije sporazumno utvrđuju ugovaratelj osiguranja i osiguratelj, prema izabranoj tarifnoj grupi, pristupnoj dobi osiguranika i ugovorenom trajanju osiguranja, odnosno trajanju otplate kredita.

==================
Većina poslovnih banaka za brojne kredite koje nude građanima, kao jedan od vidova obezbeđenja kredita zahteva i polisu osiguranja života korisnika kredita. U želji da na tržište izađe sa adekvatnim i pristupačnim proizvodom, DDOR Novi Sad svoju ponudu osiguranja života proširio je sa RIZIKO OSIGURANJEM KORISNIKA KREDITA.

Ovo osiguranje zaključuje se po pravilu na period otplate kredita i pokriva rizik smrti korisnika kredita u toku ovog perioda.




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Note added at 2 hrs (2009-02-25 19:13:10 GMT)
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http://www.answers.com/topic/credit-or-creditor-life-insuran...

A life insurance policy designed to pay off a borrower's debt if that borrower dies. The face value of a credit life insurance policy decreases proportionately with an outstanding loan amount as the loan is paid off over time until both reach zero value.

Selected response from:

Karen Ordanic
Local time: 21:39
Grading comment
Hvala!
4 KudoZ points were awarded for this answer



Summary of answers provided
5 +1riziko osiguranje
Karen Ordanic


  

Answers


2 hrs   confidence: Answerer confidence 5/5 peer agreement (net): +1
credit life insurance
riziko osiguranje


Explanation:
Osiguranje života za slučaj smrti korisnika kredita (riziko osiguranje)

Ovo se osiguranje sklapa na određeno trajanje i ne može se ugovoriti na vrijeme kraće od jedne godine. U pravilu se sklapa za cijelo vrijeme trajanja otplate kredita. Ovisno o visini kredita koji banka-kreditor odobrava osiguraniku, utvrđuje se visina osigurane svote i premije. U pravilu se osigurana svota ugovara u visini iznosa kredita uvećanog za kamate. Visinu osigurane svote i premije sporazumno utvrđuju ugovaratelj osiguranja i osiguratelj, prema izabranoj tarifnoj grupi, pristupnoj dobi osiguranika i ugovorenom trajanju osiguranja, odnosno trajanju otplate kredita.

==================
Većina poslovnih banaka za brojne kredite koje nude građanima, kao jedan od vidova obezbeđenja kredita zahteva i polisu osiguranja života korisnika kredita. U želji da na tržište izađe sa adekvatnim i pristupačnim proizvodom, DDOR Novi Sad svoju ponudu osiguranja života proširio je sa RIZIKO OSIGURANJEM KORISNIKA KREDITA.

Ovo osiguranje zaključuje se po pravilu na period otplate kredita i pokriva rizik smrti korisnika kredita u toku ovog perioda.




--------------------------------------------------
Note added at 2 hrs (2009-02-25 19:13:10 GMT)
--------------------------------------------------

http://www.answers.com/topic/credit-or-creditor-life-insuran...

A life insurance policy designed to pay off a borrower's debt if that borrower dies. The face value of a credit life insurance policy decreases proportionately with an outstanding loan amount as the loan is paid off over time until both reach zero value.




    Reference: http://www.crosig.hr/osiguranja/zivotno-osiguranje/vrste/osi...
    Reference: http://www.bgsvetionik.com/ekonomija/osiguranje/662.html
Karen Ordanic
Local time: 21:39
Native speaker of: Native in CroatianCroatian, Native in EnglishEnglish
PRO pts in category: 4
Grading comment
Hvala!

Peer comments on this answer (and responses from the answerer)
agree  Larisa Djuvelek-Ruggiero (X)
1 day 23 hrs
  -> Hvala
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