building insurance for homes

Portuguese translation: seguro multirriscos de habitação para particulares

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
English term or phrase:building insurance for homes
Portuguese translation:seguro multirriscos de habitação para particulares
Entered by: Márcia Francisco

21:08 May 4, 2021
English to Portuguese translations [PRO]
Bus/Financial - Insurance
English term or phrase: building insurance for homes
The group provides building insurance for individuals' homes.
Márcia Francisco
Portugal
Local time: 20:25
seguro habitação multirriscos para particulares
Explanation:
Is home insurance the same as building insurance?

Essentially, home insurance takes the form of either buildings or contents insurance, or a combined policy which includes both.

Buildings insurance covers the structure of your home as well as any fixtures and fittings including fitted kitchens and bathroom suites.
https://www.zurich.ie/home-insurance/faqs/is-home-insurance-...

What is buildings insurance?
Buildings insurance covers the cost of repairing damage to the structure of your property. This includes the walls, windows and roof as well as permanent fixtures and fittings such as baths, toilets and fitted kitchens. As a general rule, buildings insurance covers the cost of rebuilding your house from the ground up. It is likely to differ from the market value of your home and often includes the cost of services like demolition, site clearance and architects’ fees. Generally, buildings insurance covers the cost of loss or damage caused by: fire, smoke, explosions flood, storms, natural disasters fallen trees, lamp posts, aerials or satellite dishes vandalism or malicious damage subsidence vehicle or aircraft collisions. Depending on the type of policy you choose, you may also be covered for structures around your home like garages, outside walls and driveways.

Read more: https://www.which.co.uk/money/insurance/home-insurance/home-... - Which?

https://www.google.com/search?q="seguro habitação multirrisc...


Em Portugal, o seguro Lar/Casa/Habitação obriga a dois seguros:
Seguro Vida
Seguro Multirriscos

De acordo com o que encontrei nas explicações acima, parece-me tratar-se do último para particulares ("individuals").

Poderá realmente ser contratado um "seguro coletivo (do condomínio do edifício) que cobre os mesmos riscos que o seguro multirriscos, mas nem me quero pronunciar muito. O assunto em si é aborrecido e... eu que o diga.
Selected response from:

expressisverbis
Portugal
Local time: 20:25
Grading comment
Muito obrigada!
4 KudoZ points were awarded for this answer



Summary of answers provided
4 +1seguro habitação multirriscos para particulares
expressisverbis
4seguro de construção para residências
Wilson de Oliveira
4seguro de construção para casas de pessoas físicas
airmailrpl
3seguro residencial ou condomínio
Felipe Tomasi
3seguro de construção privado
Bruno Ferreira
3seguro de construção de/para residências
Marcos Roland


  

Answers


5 mins   confidence: Answerer confidence 3/5Answerer confidence 3/5
seguro residencial ou condomínio


Explanation:
https://www.google.com/search?q="seguro residencial"&sxsrf=A...

Felipe Tomasi
Brazil
Local time: 16:25
Specializes in field
Native speaker of: Native in PortuguesePortuguese
PRO pts in category: 4
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7 mins   confidence: Answerer confidence 3/5Answerer confidence 3/5
seguro de construção privado


Explanation:
Não encontrei tradução direta para este. A minha maior dúvida é entre usar "privado" "pessoal" ou "individual" visto que não se trata de construção pública, certo? De qualquer das formas "seguro de construção" está certo e pode consultar nas referências


    https://www.costaduarte.pt/pt/empresas/solucoes/patrimoniais/seguro-de-construcao
    https://www.cgd.pt/Empresas/Seguros/Pages/Seguro-Construcoes.aspx
Bruno Ferreira
Portugal
Local time: 20:25
Native speaker of: Native in PortuguesePortuguese
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16 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5
seguro de construção para residências


Explanation:
Acho que a frase toda poderia ficar: "O grupo oferece seguro de construção para residências."

Wilson de Oliveira
Brazil
Local time: 16:25
Native speaker of: Portuguese
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19 mins   confidence: Answerer confidence 3/5Answerer confidence 3/5
seguro de construção de/para residências


Explanation:
Por que nâo?

Marcos Roland
Brazil
Local time: 16:25
Native speaker of: Portuguese
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29 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +1
seguro habitação multirriscos para particulares


Explanation:
Is home insurance the same as building insurance?

Essentially, home insurance takes the form of either buildings or contents insurance, or a combined policy which includes both.

Buildings insurance covers the structure of your home as well as any fixtures and fittings including fitted kitchens and bathroom suites.
https://www.zurich.ie/home-insurance/faqs/is-home-insurance-...

What is buildings insurance?
Buildings insurance covers the cost of repairing damage to the structure of your property. This includes the walls, windows and roof as well as permanent fixtures and fittings such as baths, toilets and fitted kitchens. As a general rule, buildings insurance covers the cost of rebuilding your house from the ground up. It is likely to differ from the market value of your home and often includes the cost of services like demolition, site clearance and architects’ fees. Generally, buildings insurance covers the cost of loss or damage caused by: fire, smoke, explosions flood, storms, natural disasters fallen trees, lamp posts, aerials or satellite dishes vandalism or malicious damage subsidence vehicle or aircraft collisions. Depending on the type of policy you choose, you may also be covered for structures around your home like garages, outside walls and driveways.

Read more: https://www.which.co.uk/money/insurance/home-insurance/home-... - Which?

https://www.google.com/search?q="seguro habitação multirrisc...


Em Portugal, o seguro Lar/Casa/Habitação obriga a dois seguros:
Seguro Vida
Seguro Multirriscos

De acordo com o que encontrei nas explicações acima, parece-me tratar-se do último para particulares ("individuals").

Poderá realmente ser contratado um "seguro coletivo (do condomínio do edifício) que cobre os mesmos riscos que o seguro multirriscos, mas nem me quero pronunciar muito. O assunto em si é aborrecido e... eu que o diga.

expressisverbis
Portugal
Local time: 20:25
Native speaker of: Native in PortuguesePortuguese
PRO pts in category: 39
Grading comment
Muito obrigada!

Peer comments on this answer (and responses from the answerer)
agree  Décio Adams
2 hrs
  -> Obrigada Décio.
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10 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
building insurance for individuals' homes.
seguro de construção para casas de pessoas físicas


Explanation:
building insurance for individuals' homes. => seguro de construção para casas de pessoas físicas

airmailrpl
Brazil
Local time: 16:25
Native speaker of: Native in EnglishEnglish, Native in PortuguesePortuguese
PRO pts in category: 27
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