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opbouw aflossingskapitaal

English translation: build-up of mortgage-redemption equity

13:06 Sep 8, 2015
Dutch to English translations [PRO]
Bus/Financial - Real Estate
Dutch term or phrase: opbouw aflossingskapitaal
I'm struggling with the various iterations of this phrase that recur throughout my source text.
They mean: how the borrower cobbles together the owed funds, i.e. partly through investment, partly by making monthly repayments etc.

For instance, there's a heading called "Het beleggingscomponent in de opbouw van het aflossingskapitaal"
"De samenstelling van de beleggingen in het op te bouwen kapitaal moet worden afgestemd op het risk profile van de klant", etc.

I'm also struggling a little bit with their use of the word "capital" to mean the loan. Does that strike any of you as odd?

Would love help on this one.
Emma Rault (X)
United Kingdom
Local time: 15:49
English translation:build-up of mortgage-redemption equity
Explanation:
I see where you get 'redemption capital' from now.

cf. in DE: Ablösungsfinanzierung = (Zahn's fin. glossary) raising *equity* to repay borrowed funds.

NB: equity of redemption in EN land law means sthg else: namely right to pay off the mortgage after the due date has passed.



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Note added at 2 hrs (2015-09-08 15:35:14 GMT)
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Don't worry about it. Equity is just another for capital in this context and a variation or 'iteration' you might have been after.

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Note added at 2 hrs (2015-09-08 15:35:37 GMT)
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-... anothe word for capital...

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Note added at 3 hrs (2015-09-08 16:37:33 GMT)
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Yes, ...'capital used for redemption', if you or others think there is an inherent ambiguity in equity http://www.accountingcoach.com/blog/equity

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Note added at 1 day23 hrs (2015-09-10 12:49:55 GMT)
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No. I don't. But others may have.
Selected response from:

Adrian MM. (X)
Local time: 16:49
Grading comment
Once again, thank you so much for contributing your expertise!
4 KudoZ points were awarded for this answer



Summary of answers provided
3build-up of mortgage-redemption equity
Adrian MM. (X)


Discussion entries: 1





  

Answers


1 hr   confidence: Answerer confidence 3/5Answerer confidence 3/5
build-up of mortgage-redemption equity


Explanation:
I see where you get 'redemption capital' from now.

cf. in DE: Ablösungsfinanzierung = (Zahn's fin. glossary) raising *equity* to repay borrowed funds.

NB: equity of redemption in EN land law means sthg else: namely right to pay off the mortgage after the due date has passed.



--------------------------------------------------
Note added at 2 hrs (2015-09-08 15:35:14 GMT)
--------------------------------------------------

Don't worry about it. Equity is just another for capital in this context and a variation or 'iteration' you might have been after.

--------------------------------------------------
Note added at 2 hrs (2015-09-08 15:35:37 GMT)
--------------------------------------------------

-... anothe word for capital...

--------------------------------------------------
Note added at 3 hrs (2015-09-08 16:37:33 GMT)
--------------------------------------------------

Yes, ...'capital used for redemption', if you or others think there is an inherent ambiguity in equity http://www.accountingcoach.com/blog/equity

--------------------------------------------------
Note added at 1 day23 hrs (2015-09-10 12:49:55 GMT)
--------------------------------------------------

No. I don't. But others may have.

Example sentence(s):
  • Aflossingskapitaal : Bij een financiering boven 50% ... voorwaarden zijn verstreken en de bankgarantie

    Reference: http://www.dailyfinance.nl/tag/alpha
Adrian MM. (X)
Local time: 16:49
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 63
Grading comment
Once again, thank you so much for contributing your expertise!
Notes to answerer
Asker: Can you explain to me how this is equity? I thought equity was meerwaarde? I'm very confused at this point about when it is correct to use the term "equity"

Asker: But is capital acceptable here?

Asker: Okay, can I just ask for your opinion: do you have a problem with the use of the word "structure" here? Like, rather than build-up?

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