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meefinancieren

English translation: include in the mortgage

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
Dutch term or phrase:meefinancieren
English translation:include in the mortgage
Entered by: Emma Rault (X)

10:41 Aug 27, 2015
Dutch to English translations [PRO]
Bus/Financial - Real Estate
Dutch term or phrase: meefinancieren
Context:

Meefinancieren restschuld: "Als, bij het afsluiten van een nieuwe lening voor een nieuwe woning, de opbrengst van de vorige woning niet genoeg is om de vorige lening helemaal af te lossen, is het mogelijk om het bedrag aan restschuld bij ons extra te lenen."

"[Uitstel van betaling van de lening kan alleen] als het renteverlies kan worden meegefinancierd."

The English "cofinancing" is a false friend, as it involves two lending institutions working together. . .
Emma Rault (X)
United Kingdom
Local time: 02:56
included in the mortgage
Explanation:
If the loss of interest can be included in the mortgage (amount). Van den End geeft "included in the financing", maar omdat het hier om hypotheken gaat, zou ik het zo omschrijven.
Meefinancieren restschuld zou je dan kunnen omschrijven als "Including residual debt in your mortgage".

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Note added at 13 mins (2015-08-27 10:54:50 GMT)
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Sorry, drukte te vlug. Het "... if the loss of interest can be included in the mortgage (amount) komt natuurlijk achter na [Uitstel van betaling van de lening kan alleen]
Selected response from:

Willemina Hagenauw
Local time: 02:56
Grading comment
Dit lijkt me de meest duidelijke en elegante oplossing in dit geval. Bedankt voor je input!
4 KudoZ points were awarded for this answer



Summary of answers provided
4 +3included in the mortgage
Willemina Hagenauw
4 -1financing residual debts
Madeleine van Zanten
3'all monies' charge funding
Adrian MM. (X)
Summary of reference entries provided
refs
Michael Beijer
restschuld meefinancieren
Kitty Brussaard

  

Answers


11 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +3
included in the mortgage


Explanation:
If the loss of interest can be included in the mortgage (amount). Van den End geeft "included in the financing", maar omdat het hier om hypotheken gaat, zou ik het zo omschrijven.
Meefinancieren restschuld zou je dan kunnen omschrijven als "Including residual debt in your mortgage".

--------------------------------------------------
Note added at 13 mins (2015-08-27 10:54:50 GMT)
--------------------------------------------------

Sorry, drukte te vlug. Het "... if the loss of interest can be included in the mortgage (amount) komt natuurlijk achter na [Uitstel van betaling van de lening kan alleen]

Willemina Hagenauw
Local time: 02:56
Native speaker of: Native in DutchDutch
PRO pts in category: 8
Grading comment
Dit lijkt me de meest duidelijke en elegante oplossing in dit geval. Bedankt voor je input!

Peer comments on this answer (and responses from the answerer)
agree  Michael Beijer
0 min
  -> Thanks!
agree  Richard Purdom
4 hrs
agree  Kitty Brussaard
5 hrs
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3 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): -1
financing residual debts


Explanation:
I am referring to the term you asked - here are more explanations: https://en.wikipedia.org/wiki/Senior_debt

Madeleine van Zanten
Switzerland
Local time: 03:56
Native speaker of: Native in FrenchFrench

Peer comments on this answer (and responses from the answerer)
disagree  Kitty Brussaard: This would obviously be correct for restschulden financieren but that is not what this question is about. I also fail to see the relevance of the link provided.
1 hr
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10 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5
'all monies' charge funding


Explanation:
Sweep up the residual or balance of debt into 'an all monies' charge. Might be a useful term for future ref.

meegefinancierd > funded on an 'all monies' charging basis

BTW, about a quarter of a century ago, the word funding in UK banking and legal circles started supplanting finance and financing as standard term.s


Example sentence(s):
  • The 'all monies charge' clause in the mortgage agreements of some lenders means the lender secures all debt against the mortgaged property.

    Reference: http://citywire.co.uk/money/hidden-mortgage-charge-threatens...
Adrian MM. (X)
Local time: 03:56
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 63
Notes to answerer
Asker: Oh, this is an interesting option, too! I prefer "funding" as well, but unfortunately my client doesn't, so consistency wins out here. . .

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Reference comments


12 mins peer agreement (net): +1
Reference: refs

Reference information:
JurLex:
meefinancieren =
to include in the financing

Michael Beijer
United Kingdom
Works in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 84

Peer comments on this reference comment (and responses from the reference poster)
agree  Kitty Brussaard
1 hr
  -> Thanks!
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8 hrs
Reference: restschuld meefinancieren

Reference information:
Despite the above reasons for increased sales, we see two factors that will impede a rapid acceleration of transaction numbers.[3] First, of the 850,000 potential house-seekers, over 260,000 are saddled with negative equity. Although in theory this residual debt can be included in the mortgage for another house, the monthly costs will be higher for these households.
https://economics.rabobank.com/publications/2014/may/after-t...

Kitty Brussaard
Netherlands
Native speaker of: Native in DutchDutch
PRO pts in category: 36
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