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merkelijke schuld

English translation: serious fault

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
Dutch term or phrase:merkelijke schuld
English translation:serious fault
Entered by: Adrian MM.

12:51 Nov 20, 2020
Dutch to English translations [PRO]
Bus/Financial - Insurance
Dutch term or phrase: merkelijke schuld
This is part of terms and conditions of an insurance policy. It is the heading for a section.

Opzet, roekeloosheid, merkelijke schuld
Pamela Downes-Grainger
United Kingdom
Local time: 07:12
serious fault
Explanation:
Maybe better not to conflate serious fault, ostensible blameworthiness or substantial recklessness with gross negligence. Though all may subsumed thereunder, there is not a complete overlap. The insurer may be 'released from the duty' to indemnify Serious Fault but not Gross e.g. Medical Negligence.
Selected response from:

Adrian MM.
Austria
Grading comment
Thank you.
4 KudoZ points were awarded for this answer



Summary of answers provided
4 +3gross negligence
James Duncan
5 +1veroorzaakt door eigen merkelijke schuld van de verzekerde caused by the evident negligence of the i
W Schouten
4 +1evident negligence / major fault [of the insured]
Michael Beijer
3serious fault
Adrian MM.
Summary of reference entries provided
fwiw/hth
writeaway

  

Answers


7 mins   confidence: Answerer confidence 5/5 peer agreement (net): +1
veroorzaakt door eigen merkelijke schuld van de verzekerde caused by the evident negligence of the i


Explanation:
From Jurlex

W Schouten
United Kingdom
Local time: 07:12
Specializes in field
Native speaker of: Native in DutchDutch, Native in EnglishEnglish

Peer comments on this answer (and responses from the answerer)
agree  Tina Vonhof (X)
2 hrs
  -> Thanks Tina
neutral  philgoddard: This is strictly speaking correct, but "gross" is the term usually used in English.
3 hrs
  -> True but we are talking insurance here not a tort
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10 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +3
gross negligence


Explanation:
Standard fixed phrase in English.

James Duncan
United Kingdom
Local time: 07:12
Native speaker of: Native in EnglishEnglish
PRO pts in category: 4

Peer comments on this answer (and responses from the answerer)
agree  writeaway: well, good ol' Jurlex doesn't list this but the Dutch ref I found sure does confirm it. And yes, it's definitely a standard fixed phrase in English. But the trick is to show that it's also the correct translation
1 hr
agree  W Schouten: Jurlex does list this
3 hrs
agree  philgoddard: Roekeloosheid is effectively the same as merkelijke schuld. I would translate the whole headline as something like "intentional actions and gross negligence".
3 hrs
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12 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +1
evident negligence / major fault [of the insured]


Explanation:
see e.g.:

FELOnline:
eigen [merkelijke] schuld van de verzekerde =
own [major] fault of the insured

Juridisch-Economisch Lexicon (JurLex):
veroorzaakt door eigen merkelijke schuld van de verzekerde =
caused by the evident negligence of the insured

--------------------------------------------------
Note added at 14 mins (2020-11-20 13:05:54 GMT)
--------------------------------------------------

Van Dale NL>EN:

merkelijk (bijvoeglijk naamwoord, bijwoord) (formeel)
1. kennelijk
evident (bijwoord: evidently)
context:
brand door merkelijke schuld veroorzaakt = fire evidently caused by negligence

2. aanmerkelijk
considerable (bijwoord: considerably)
appreciable, significant


Michael Beijer
United Kingdom
Local time: 07:12
Works in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 15

Peer comments on this answer (and responses from the answerer)
agree  W Schouten: Thanks
2 hrs
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1 day 3 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5
serious fault


Explanation:
Maybe better not to conflate serious fault, ostensible blameworthiness or substantial recklessness with gross negligence. Though all may subsumed thereunder, there is not a complete overlap. The insurer may be 'released from the duty' to indemnify Serious Fault but not Gross e.g. Medical Negligence.

Example sentence(s):
  • merkelijke schuld Hier komen binnenkort vertalingen van deze zoekterm... strafrecht - De verzekeraar is ontslagen van de verpligting tot voldoening der schade, indien hij bewijst dat de brand door merkelijke schuld of nalatigheid van den verzekerde zelve
  • Perils insured against: the insurer can prove that the fire had been caused by the marked or serious fault or negligence: ' merkelijke schuld of nataligheid' of the insued himself.

    books.google.at/books?id=T7blffhVTYwC&pg=PA371&lpg=PA371&dq=serious+fault+merkelijke+schuld+nederlands&source=bl&ots=Uq0w2udMJn&sig=ACfU3U1h
Adrian MM.
Austria
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 4
Grading comment
Thank you.
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Reference comments


1 hr peer agreement (net): +1
Reference: fwiw/hth

Reference information:
Dutch merkelijke schuld

strafrecht - De verzekeraar is ontslagen van de verpligting tot voldoening der schade, indien hij bewijst dat de brand door merkelijke schuld of nalatigheid van den verzekerde zelven veroorzaakt is.
https://www.juridischwoordenboek.nl/zoek/merkelijke schuld

31.10.2003
Verzekeringsrecht: merkelijke schuld, objectieve maatstaf
In de wet is geregeld dat schade door merkelijke schuld van een verzekeringnemer van polisdekking is uitgesloten. Uit een uitspraak van de Hoge Raad blijkt dat onder merkelijke schuld dient te worden verstaan: een 'ernstige mate van schuld'.
Binnenkort wordt de huidige verzekeringsrechtelijke wetgeving vernieuwd. In het wetsvoorstel is de uitdrukking merkelijke schuld aanvankelijk vervangen door de uitdrukking 'grove schuld'. Volgens de Hoge Raad grenst grove schuld in laakbaarheid aan opzet. In de nieuwe wet is dus een hogere mate van schuld vereist dan onder het huidige schuldcriterium.
https://www.recht.nl/nieuws/ondernemingsrecht/archief/14956/...

writeaway
Works in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 38

Peer comments on this reference comment (and responses from the reference poster)
agree  W Schouten: Thanks
1 hr
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